1. Applicable product: Customers are ATM Premium Cardholders / successfully converted ATM Premium Cardholders (IVB Napas Card)

2. Applicable time: From 25/06/2022 to 25/10/2022

3. Content:

- Customers using IVB Napas card will have opportunity to win iPhone 13 Pro Max and get thousands of gifts and points when paying at Winmart/Winmart+

- Get a 500k voucher from Sendo when paying with IVB Napas card

- More than that, customers are eligible to use IVB Napas card to link/connect with Samsung Pay, e-wallets to enjoy thousands of offers

4. Customers convert to chip cards in the following link:

https://www.indovinabank.com.vn/en/node/319

**Terms and Conditions of the Program under Napas and IVB.