Cash management & Service related to credit
CASH MANAGEMENT AND CREDIT SERVICES
For Organization customers
| CODE | NO. | TRANSACTION | FEE | MIN |
|---|---|---|---|---|
| I | CASH MANAGEMENT SERVICE | |||
| A050 | 1 | Cash collection/ payment | ||
| Under 10 km | - Over 03 months: 0.05% * collection/ payment amount | 300,000 VND | ||
| - At one time: 0.1% * collection/ payment amount | ||||
| From 10 km to under 30 km | - Over 03 months: 0,1% * collection/ payment amount | 500,000 VND | ||
| - At one time: 0.2% * collection/ payment amount | ||||
| From 30 km or above | Negotiable | 1,000,000 VND | ||
| A051 | 2 | Standing instructions/direct debit under authorization of account holder | 40,000 VND/month or 2 USD/month and applicable remittance charges |
|
| A052 | 3 | Mass payment (from 10 payments items per transaction) | 3,000 VND/transaction or 0.5 USD/transaction and applicable remittance charges |
|
| A053 | 4 | Bill payment as client's direction (under authorization of account holder | 5,000 VND/transaction | |
| II | CREDIT RELATED SERVICES | |||
| 1 | Borrowing the collateral's ownership | |||
| C001 | 1.1 | Valuable papers of IVB / other credit institutions | Negotiable | 100,000 VND/time |
| C002 | 1.2 | Other assets | Negotiable | 200,000 VND/time |
| C003 | 2 | Changing the collateral | Negotiable | 100,000 VND/time |
| 3 | Issuing duplicate of collateral's ownership (from the second copy) | |||
| C004 | 3.1 | Duplicate of vehicle registration certificate | 20,000 VND/copy/time | |
| C005 | 3.2 | Duplicate of other assets | 50,000 VND/copy/time | |
| C006 | 4 | Authenticate the original of pledged collateral, valuable papers at customer's request | Negotiable | 100,000 VND/set of docs |
| 5 | Pre-payment charge (*) | Applied to normal loans | ||
| C007 | 5.1 | Short term | Free | |
| C008 | 5.2 | Medium and long term | - 1st year: 3% * pre-payment amount - 2nd year: 2% * pre-payment amount - 3rd year: 1% * pre-payment amount - 4th year: free |
200,000 VND or equivalent |
| C009 | 6 | Granting provisional credit line (stand-by) (*) | 0.15% * credit line amount | 500,000 VND |
| C010 | 7 | Issuing loan commitment letter | Negotiable | 500,000 VND |
| C011 | 8 | Arranging syndicated loan | Negotiable | 1,000,000 VND |
| C012 | 9 | Commitment charge on fund withdrawal from effective date to first disbursement date (*) | Negotiable | 500,000 VND |
NOTES:
- 1. This Tariff may change without any prior notices from IVB and be published on IVB's website: www.indovinabank.com.vn.
- 2. All fee in Cash management and Service related to credit fee tariff for Organization customers are subject to VAT at the tax rate prescribed by legal regulations. All stipulated charges are not included of VAT and third party's charges (if any).
- 3. Collected charges are not refundable, even if transactions are cancelled by customers' orders, or transactions are not made due to another reason which is not caused by IVB.
- 4. With the charges regulated in foreign currency, if collecting by VND, the selling currency exchange rate at the time of fee collection will be applied.
- 5. Special cases or specific fees under product/service shall be subject to IVB’s decision.
