INTRODUCTION
Internet Banking is a service which provides for customers a convenient, fast and simple transaction method. By using IVB Internet Banking service, customers will manage their bank accounts proactively and make transactions easily anytime and everywhere. All customers need is a device with internet connection.
UTILITIES
Access anytime and everywhere
Time and costs saving
Safe and secure
Simple and easy to use
Easy to check accounts’ activities
FEATURES
a. Account Management
Manage current accounts, saving accounts and loan accounts’ information easily
Account balance, transaction detail and transaction history inquiry
Account statement is sent automatically to customers every day, every week or every month, depending on customers’ demand
b. Fund transfer transaction
Internal fund transfer
Internal fund transfer to ID/Passport number
Interbank fund transfer
Interbank fund transfer to ID/Passport number
Napas instant fund transfer 24/7 to account number/card number
Bulk transfer service
Foreign currency exchange
Periodic fund transfer
c. Online Payment
Credit card payment
Bill payment for periodic services such as electric bills, water bills, telecommunication charges, tuition fee, flight tickets, ...
Mobile Top-up, top-up prepaid card
Especially, through IVB auto bill payment function, customers do not need to worry about the due date of their periodic bills anymore.
d. Products and Services
Card services:
Online deposit:
Loans: Loans information and loans’ maturity date inquiry
e. Security
The system supplies functions which help customers to synchronize OTP Token key device as well as active/deactivate security devices
Customers can proactively stop using the service for a specific period
Besides, IVB Internet Banking service also support customers to set transaction limit for their own using demand.
f. Other Utilities
Mobile Banking online registration
Lock/unlock E-commerce service proactively
Interface personalization: customers can set their own avatar on the Internet Banking home page
Support setting quick access link, home page to bring fast and convenient experience for customers when making transactions
Receive account statement information via email, receive announcement from bank through Internet Banking inbox. Besides, IVB Internet Banking system also supplies alert setting function which helps customer manage their accounts proactively
Make an appointment with IVB for being supported about the products/services
Look up E-Invoice
Moreover, IVB Internet Banking also supplies calculation tool for customers to calculate interest rate, currency exchange or calculate loan rate.
TRANSACTION LIMIT
We are providing four kinds of Internet Banking verification method and Transaction limit (VND):
Authentication Method |
Transaction Limit |
SMS OTP |
100 million/ day |
Basic Token key |
100 million/ day |
Advanced Token key |
Under 500 million/ time Under 1.5 billion/ day |
Digital Signature |
No limit transaction/ time Daily limit transaction as customer’s registration |