Cash management & Service related to credit

 

CASH MANAGEMENT AND CREDIT SERVICES

For Organization customers
 
CODE NO. TRANSACTION FEE MIN
  I CASH MANAGEMENT SERVICE
A050 1 Cash collection/ payment
Under 10 km - Over 03 months: 0.05% * collection/ payment amount 300,000 VND
- At one time: 0.1% * collection/ payment amount
From 10 km to under 30 km - Over 03 months: 0,1% * collection/ payment amount 500,000 VND
- At one time: 0.2% * collection/ payment amount
From 30 km or above Negotiable 1,000,000 VND
A051 2 Standing instructions/direct debit under authorization of account holder 40,000 VND/month or
2 USD/month
and applicable remittance charges		  
A052 3 Mass payment (from 10 payments items per transaction) 3,000 VND/transaction or
0.5 USD/transaction
and applicable remittance charges		  
A053 4 Bill payment as client's direction (under authorization of account holder 5,000 VND/transaction  
  II CREDIT RELATED SERVICES
  1 Borrowing the collateral's ownership
C001 1.1 Valuable papers of IVB / other credit institutions Negotiable 100,000 VND/time
C002 1.2 Other assets Negotiable 200,000 VND/time
C003 2 Changing the collateral Negotiable 100,000 VND/time
  3 Issuing duplicate of collateral's ownership (from the second copy)
C004 3.1 Duplicate of vehicle registration certificate 20,000 VND/copy/time  
C005 3.2 Duplicate of other assets 50,000 VND/copy/time  
C006 4 Authenticate the original of pledged collateral, valuable papers at customer's request Negotiable 100,000 VND/set of docs
  5 Pre-payment charge (*) Applied to normal loans
C007 5.1 Short term Free  
C008 5.2 Medium and long term - 1st year: 3% * pre-payment amount
- 2nd year: 2% * pre-payment amount
- 3rd year: 1% * pre-payment amount
- 4th year: free		 200,000 VND or equivalent
C009 6 Granting provisional credit line (stand-by) (*) 0.15% * credit line amount 500,000 VND
C010 7 Issuing loan commitment letter Negotiable 500,000 VND
C011 8 Arranging syndicated loan Negotiable 1,000,000 VND
C012 9 Commitment charge on fund withdrawal from effective date to first disbursement date (*) Negotiable 500,000 VND

NOTES:

  • 1. This Tariff may change without any prior notices from IVB and be published on IVB's website: www.indovinabank.com.vn.
  • 2. All fee in Cash management and Service related to credit fee tariff for Organization customers are subject to VAT at the tax rate prescribed by legal regulations. All stipulated charges are not included of VAT and third party's charges (if any).
  • 3. Collected charges are not refundable, even if transactions are cancelled by customers' orders, or transactions are not made due to another reason which is not caused by IVB.
  • 4. With the charges regulated in foreign currency, if collecting by VND, the selling currency exchange rate at the time of fee collection will be applied.
  • 5. Special cases or specific fees under product/service shall be subject to IVB’s decision.